You may have a stock portfolio and a few savings accounts, but do you have a written financial plan? If you don’t have a written financial plan for retirement, then you are just wishing. Scott and Angela explain why it’s crucial – particularly in times like these – have a plan.

Key takeaways:
• Worst four months since 1939?
• Portfolio positioning versus an adaptable and flexible plan.
• It may be time to get out of the rain and seek shelter.