Did you know that you have an estate? Virtually everyone does. Your estate is composed of everything you own: from your car to your home, including bank accounts, investments, life insurance, possessions, and so on. Regardless of the size, everyone has an estate. The question is: what will happen to your estate when you die?

When you pass, you will want to control how those things are given to the people you care about. However, without proper estate planning, your wishes may not be carried out at all. In order to ensure that they are, you’ll have to set a plan in place, with thorough instructions that detail who you want involved, what you want given away, and when each thing is to be given.

Estate planning is all about setting a plan ahead of time, and naming who you want to receive the things you own after you die. Estate planning is for everyone – not just the massively affluent. In fact, estate planning is often even more important to families with more modest means, simply because they can afford to lose the least. Have you planned your estate yet?

Far too many individuals put off estate planning. Then when something happens to them, their families are left to pick up the pieces. If you don’t have a plan set, it will not only be traumatic, but your estate will default to a plan set by the state, and it will cost those you leave behind. Is this the kind of legacy you want to leave? Wouldn’t you rather these matters be handled by your loved ones, and not by the courts? Wouldn’t you rather have a say in who gets what? And if you’re a parent to young children, don’t you want to be the one to determine who their legal guardian becomes in case of tragedy?

The time to plan your estate is now, not later. Don’t wait for perfect timing – it will never come. And while thinking about one’s death is never fun, what is at stake is too important to be left to chance. At Compass Retirement, we’re experienced in the vast world of estate planning. We’ve helped guide people through wills, and helped them wade through the challenges and pitfalls of estate planning. For years we have helped to carefully craft inheritances, and strategize with our clients on what they want to give – and when.

Don’t you want the peace of mind knowing that your last wishes will be carried out? Don’t you want to know your family will be left in good hands? Knowing you have prepared a clear plan with instructions that protect your family will give you and your family peace of mind. It’s one of the most loving things you can do for those you care about. Don’t put it off. Call Compass Retirement to set up an appointment for your own peace of mind, and for your family’s well being. Regardless of how much or little you will leave, estate planning matters. How will you leave your loved ones?

Retirement & Insurance